Plans & Cloud Sync
Manage multiple scenarios and keep your data backed up across devices.
Multiple debt plans
Everyone — free and Pro — can create multiple named plans. Plans are useful for modeling different scenarios, like paying off debts aggressively vs. keeping a lower monthly payment.
To manage your plans, open the menu (top-right) and tap My Debt Plans. From there you can create, rename, switch, and delete plans. Each plan has its own debts and settings.
Free tier: local storage only
Without a Pro account, all plans are stored locally in your browser. They persist between sessions but are tied to that specific browser on that device. Clearing your browser data will erase them.
Pro: cloud backup & sync
With Pro, you can back up any plan to the cloud and access it from any device by signing in with your email.
- Sign in via magic link — no password needed
- Each plan is backed up individually — you control what's synced
- Data is retained for 30 days after cancelling Pro
How to back up and sync PRO
Cloud backup and sync requires a Pro subscription.
- Open the menu and tap My Debt Plans
- Tap the upload icon next to any plan to back it up to the cloud
- On another device, sign in with the same email, open My Debt Plans, and download your cloud plans